Delta Dental: Plan Overview & Enrollment Details
OUSD provides dental coverage through Delta Dental, featuring an incentive-based PPO structure designed to reward long-term enrollment. Below is the essential information regarding your coverage timeline, account management, and additional wellness resources.
Important: Coverage Activation Timeline
It is critical to note that dental coverage follows a different timeline than medical and vision benefits.
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Waiting Period: OUSD Dental coverage always activates on the first day of the month following 6 full months of service.
This activation date is later than the date your Medical and Vision coverage begins.
Overview of the Dental plan and how to activate your account
Managing Your Account
To access your benefits, find in-network dentists, or view your digital ID card, you should register your account online.
Registration: Visit the Delta Dental Website to set up your online account.
Member Services: For personalized assistance, you can call Delta Dental Member Services at (888) 335-8227.
Employee Contributions: Vision and Dental plan employee contribution information
Specialized Programs & Wellness
Delta Dental offers several programs aimed at preventive care and overall health education:
D&P Maximum Waiver: Under the Diagnostic and Preventive Care Maximum Waiver Program, exams, cleanings, and x-rays do not count toward your annual maximum, allowing you to save your benefit dollars for other procedures.
Wellness Resources: Members have access to a Wellness Library, monthly wellness resources, and can register for Delta Dental Wellness Webinars.
Health Connections: Resources are available specifically regarding the link between Oral Health and Heart Disease.
Summary of Benefits
| Category | Coverage Details |
|---|---|
| Incentive Level | Starts at 70% and increases by 10% annually (up to 100%) with continued eligibility. |
| Annual Maximum | $1,600 (PPO Dentist) or $1,500 (Non-PPO Dentist). |
| Deductibles | None. |
| ID Cards | Not required for check-in; name and DOB are sufficient. |
Pro Tip: To maximize your savings and avoid "balance billing" (where you are charged the difference between a dentist's fee and the plan's allowance), always verify that your provider is in the Delta Dental PPO network.
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